|
Automobile Insurance is required by State Law. Most policies
provide coverage for:
-
Provides protection
against liability arising out of the ownership or operation
of an automobile.
-
Pays for bodily
injury to an insured that is injured by an uninsured or
underinsured motorist.
-
Pays all reasonable
and necessary medical expenses resulting from an automobile
accident.
-
Physical damage
to your vehicle caused by but not limited to fire, vandalism,
theft, or natural disasters.
-
Physical damage
to your vehicle as a result of an accident regardless
of fault.
-
Pays up to
the stated amount in the policy for expenses incurred
in renting a vehicle as a result of a covered loss.
-
Pays for towing
and labor cost each time a covered auto is disabled, up
to the stated amount in the policy.
|
Whether you own your home or condo, or are renting
your home, condo or apartment from someone else, you need coverage
to protect your investment and all your personal possessions.
Most policies provide coverage for.
-
Applies to
the dwelling described in the policy and any attached
structures.
-
Applies to
detached structures such as a garage or storage shed.
-
Applies to
your personal property. Special limits apply to some types
of property, and some property is excluded.
-
Covers expenses
incurred to live elsewhere in the event of a loss to the
insured’s residence.
-
Provides liability
coverage for bodily injury or property damage to others.
-
Pays for necessary
medical expense for bodily injury to others.
-
Provides coverage
for loss to items such as jewelry, furs, cameras, musical
instruments, silverware, golfer’s equipment, fine
arts, postage stamps and rare coins.
|
Some recreational enthusiasts mistakenly believe
their homeowner, condo or renter insurance will also cover their
motorcycle. In most instances, it will not. Most policies provide
coverage for:
-
Provides protection
against liability arising out of the ownership or operation
of an Motorcycle.
-
Provides coverage for bodily injury sustained by any
person while on your covered motorcycle as a passenger.
-
Pays for bodily injury to an insured that is injured
by an uninsured or underinsured motorcyclist.
-
Pays for necessary medical expenses resulting from a
Motorcycle accident.
-
Physical damage to your motorcycle caused by but not
limited to fire, vandalism, theft, or natural disasters.
-
Physical damage to your motorcycle as a result of an
accident regardless of fault.
-
24 hours a
day, 7 days a week.
|
As a watercraft owner, you face different risks
and exposures that are not typically covered under your homeowner,
condo or renter policy. Most policies provide coverage for.
-
Provides protection
against liability & property damage arising out of
the ownership or operation of a Watercraft. Wreck removal
is also covered.
-
Pays for bodily injury to an insured that is injured
by an uninsured or underinsured boater.
-
Pays all reasonable and necessary medical expenses incurred
while in, on, getting into or out of a watercraft.
-
Pays the Agreed Value for Watercraft, Outboard Motors
and Trailers.
-
Pays for personal items as a result of fire, theft, vandalism,
upset or collision with an object.
|
Some recreational enthusiasts mistakenly believe their homeowners,
condo or renters insurance will also cover their ATV, camper
or snowmobiles. In most instances, it will not. Most policies
provide coverage for:
-
Provides protection against liability arising out of
the ownership or operation of a Recreational Vehicle
-
Pays for bodily injury to an insured that is injured
by an uninsured or underinsured motorist
-
Pays all reasonable and necessary medical expenses resulting
from a Recreational Vehicle accident.
-
Physical damage to your vehicle caused by but not limited
to fire, vandalism, theft, or natural disasters.
-
Physical damage to your Recreational Vehicle as a result
of an accident regardless of fault.
-
24 hours a
day, 7 days a week.
|
|
|
|
