As a watercraft owner, you face different risks and exposures that are not typically covered under your homeowner, condo or renter policy. Most policies provide coverage for.

Protection & Indemnity Provides protection against liability & property damage arising out of the ownership or operation of a Watercraft. Wreck removal is also covered.
Uninsured/Underinsured Liability Pays for bodily injury to an insured that is injured by an uninsured or underinsured boater.
Medical Payments Pays all reasonable and necessary medical expenses incurred while in, on, getting into or out of a watercraft.
Physical Damage Pays the Agreed Value for Watercraft, Outboard Motors and Trailers.
Personal Effects Pays the Agreed Value for Watercraft, Outboard Motors and Trailers.