Some recreational enthusiasts mistakenly believe their homeowners, condo or renters insurance will also cover their ATV, camper or snowmobiles. In most instances, it will not. Most policies provide coverage for:

Liability Provides protection against liability arising out of the ownership or operation of a Recreational Vehicle
Uninsured/Underinsured Liability Pays for bodily injury to an insured that is injured by an uninsured or underinsured motorist
Medical Payments Pays all reasonable and necessary medical expenses resulting from a Recreational Vehicle accident.
Comprehensive Physical damage to your vehicle caused by but not limited to fire, vandalism, theft, or natural disasters.
Collision Physical damage to your Recreational Vehicle as a result of an accident regardless of fault.
Roadside Assistance 24 hours a day, 7 days a week.