Some recreational enthusiasts mistakenly believe their homeowner, condo or renter insurance will also cover their motorcycle. In most instances, it will not. Most policies provide coverage for:

Liability Provides protection against liability arising out of the ownership or operation of an Motorcycle.
Collusion Physical damage to your motorcycle as a result of an accident regardless of fault.
Uninsured/Underinsured Motorist Pays for bodily injury to an insured that is injured by an uninsured or underinsured motorcyclist.
Guest Passenger Liability Provides coverage for bodily injury sustained by any person while on your covered motorcycle as a passenger.
Medical Payments Pays for necessary medical expenses resulting from a Motorcycle accident.
Roadside Assistance 24 hours a day, 7 days a week.
Comprehensive Physical damage to your motorcycle caused by but not limited to fire, vandalism, theft, or natural disasters.