Whether you own your home or condo, or are renting your home, condo or apartment from someone else, you need coverage to protect your investment and all your personal possessions. Most policies provide coverage for.

Dwelling Applies to the dwelling described in the policy and any attached structures.
Liability Provides liability coverage for bodily injury or property damage to others.
Other Structures Applies to detached structures such as a garage or storage shed.
Medical Payments Pays for necessary medical expense for bodily injury to others.
Personal Property Applies to your personal property. Special limits apply to some types of property, and some property is excluded.
Scheduled Personal Property Provides coverage for loss to items such as jewelry, furs, cameras, musical instruments, silverware, golfer’s equipment, fine arts, postage stamps and rare coins.
Loss of Use Covers expenses incurred to live elsewhere in the event of a loss to the insured’s residence.