Automobile Insurance is required by State Law. Most policies provide coverage for:

Liability Provides protection against liability arising out of the ownership or operation of an automobile.
Comprehensive Physical damage to your vehicle caused by but not limited to fire, vandalism, theft, or natural disasters.
Collision Physical damage to your vehicle as a result of an accident regardless of fault.
Medical Payments Pays all reasonable and necessary medical expenses resulting from an automobile accident.
Uninsured/Underinsured Motorist Pays for bodily injury to an insured that is injured by an uninsured or underinsured motorist.
Rental Reimbursement Pays up to the stated amount in the policy for expenses incurred in renting a vehicle as a result of a covered loss.
Towing and Labor Pays for towing and labor cost each time a covered auto is disabled, up to the stated amount in the policy.