BUSINESS INSURANCE

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Provides coverage for sums you are legally obligated to pay because of Bodily Injury or Property Damage caused by an occurrence arising out of the ownership, maintenance or use of your premises or operations. Most policies provide coverage for:


Premises/Operations

Products/Completed Operations

Medical Expense

Damage to Rented Premises

Personal Injury

Advertising Injury

Errors & Omissions

Directors & Officers Liability

Umbrella

Employment Practices

Pollution

 

CHOOSE ONE OF THE ABOVE COVERAGES TO LEARN MORE


    Provides coverage for damages arising out of ownership or occupancy of the premises as well as damages arising out of operations performed by you.

    Provides coverage for damages arising out of products manufactured, sold, handled or distributed by you.

    Pays medical expenses resulting from bodily injury caused by an accident on premises owned or rented by you, or when caused by your operations.

    Pays for damage caused by your negligence to rented premises.

    Pays for injury resulting from offenses such as false arrest, malicious prosecution, wrongful detention, imprisonment, entry, or eviction and other acts of invasion, or rights of private occupancy. Coverage for libel and slander is also provided in the policy.

    Pays for damages caused in the course of oral or written advertisement that disparages, libels or slanders a person’s or organization’s goods, products or services.

    If you provide a professional service, claims may arise due to your failure to render those services properly, resulting in a suit against you or your company. Provides protection in the event you are held liable for damages due to errors or omissions of those provided services.

    Pays on behalf of a Director or Officer for loss arising from claims during the policy period by reason of wrongful acts made while acting in their individual or collective capacities as Directors or Officers. Coverage is written on a “claims made” basis. Prior acts are covered if the claim arising from the act(s) is made during the policy period, subject to a retroactive date.

    Provides additional liability coverage which is excess of other underlying liability insurance carried by you. It also covers all, but a few specifically excluded liability exposures, and can be subject to a self-insured retention on claims to which no underlying insurance applies.

    Provides coverage for damages for which the insured is deemed to be legally liable as a result of a wrongful employment practice which results in the violation of any state, federal or civil rights or anti-discrimination laws.

    Provides protection for corrective action, including cleanup and compensation to third parties for bodily injury or property damage that may result from an accidental release of pollutants that originated from a scheduled storage tank.

 

   



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