Protects you if you are held legally responsible for bodily injury or damage to property of others caused by an accident.

Pays for bodily injury to an insured that is injured by an uninsured motorist.

This coverage is added to supplement the Uninsured Motorist Coverage. The coverage applies only when the other driver has liability limits at the time of an accident, but the liability limits carried may be insufficient to pay for damages for which the driver is responsible.

Pays all reasonable and necessary medical and funeral expenses incurred by an insured because of bodily injury caused by an accident, subject to the policy limit.

Provides protection against loss or damage to a covered auto resulting from loss other than collision. This coverage also provides for supplemental payments for transportation expenses in the event of total theft of a covered auto.

Provides protection against loss or damage to a covered auto or a non-owned auto resulting from the impact with another vehicle or object. Collision losses are paid regardless of fault, subject to a deductible.

Pays the cost of renting a substitute auto for replacement of any covered auto that has suffered a covered loss. The daily maximum limit for this coverage varies among insurers.

When this coverage is added, the insurer pays for towing and labor costs each time a covered auto or non-owned auto is disabled, up to the amount stated in the policy.