Covers money, securities, merchandise, and other business property against loss through the dishonest acts of employees or others. Most policies provide coverage for:

Employee Dishonesty Coverage is provided for dishonest acts of employees against loss of money, securities and property other than money and securities.
Forgery or Alteration Insures against loss caused by the forgery or alteration of a check, draft, promissory note, bill of exchange or similar instrument drawn against your account.
Theft, Disappearance and Destruction Covers money and securities against loss by theft, disappearance, or destruction inside or outside the premises in the care and custody of a messenger.
Robbery Covers the taking of property from a person by the threat of personal injury.
Computer Fraud Covers the specialized kind of theft where a computer is used to steal property from its rightful owner.
Extortion Covers the surrender of property away from the premises as a result of a threat of bodily harm to someone who is, or allegedly is, being held captive.
ERISA Bonds ERISA is the Employee Retirement Income Security Act, a federal law enacted in 1974. According to the U.S. Department of Labor, ERISA requires that plan officials who manage, oversee, recommend or handle funds of an employee benefit plan must be covered by a personal fidelity bond. A plan official must be bonded for at least 10 percent of the fund assets, with a minimum bond amount of $1,000.